You Deserve a Second Chance.
Let's Get You There.

Get the financial fresh start you need with guidance from bankruptcy attorney Derrick J. Rodriguez.

Como abogado bilingüe, asesoro a clientes que hablan inglés y español.

  • You’re overwhelmed by credit cards, medical bills, or payday loans

  • You're facing foreclosure or car repossession

  • You’ve fallen behind on bills and can’t catch up

  • You’ve tried everything, but nothing is working

Bankruptcy Might Be Right for You If:

*Schedule your free consultation today to learn what options are available to you.

Chapter 7 Bankruptcy: Eliminate Debt & Start Fresh

What It Is:
Chapter 7 is the most common form of bankruptcy—often called “straight” or “liquidation” bankruptcy. It wipes out most unsecured debts fast.

Debts That May Be Discharged:

  • Credit card debt

  • Medical bills

  • Utility bills

  • Some back taxes

  • Payday loans and wage garnishments

Benefits:

  • Quick process—usually 3–6 months

  • Stops collection calls and lawsuits

  • Discharges most debts so you can move forward

Chapter 13 Bankruptcy: Protect Your Home & Catch Up

What It Is:
Chapter 13 is for people who earn income but need time to catch up on payments. It helps you avoid foreclosure and keep your assets through a structured repayment plan.

Benefits:

  • Stop foreclosure or car repossession

  • Catch up on mortgage or loan arrears

  • Consolidate all debts into one monthly payment

  • Discharge remaining debts after plan completion

A man in a gray pinstripe suit with a blue shirt and red tie smiling against a white background.

  • Bilingual attorney

  • Serving clients in Texas and Colorado

  • Experienced in both Chapter 7 & 13

  • Local, compassionate, and no judgment

  • Free, no-obligation consultation

Why Work With
Derrick J. Rodriguez?

Ready to Talk About Your Options?

Your fresh start begins with one conversation.