You Deserve a Second Chance.
Let's Get You There.

Get the financial fresh start you need with guidance from bankruptcy attorney Derrick J. Rodriguez.

Flexible payment plans are available with low upfront costs.

Como abogado bilingüe, asesoro a clientes que hablan inglés y español.

  • You’re overwhelmed by credit cards, medical bills, or payday loans

  • You're facing foreclosure or car repossession

  • You’ve fallen behind on bills and can’t catch up

  • You’ve tried everything, but nothing is working

Bankruptcy Might Be Right for You If:

*Schedule your free consultation today to learn what options are available to you.

Chapter 7 Bankruptcy: Eliminate Debt & Start Fresh

What It Is:
Chapter 7 is the most common form of bankruptcy—often called “straight” or “liquidation” bankruptcy. It wipes out most unsecured debts fast.

Debts That May Be Discharged:

  • Credit card debt

  • Medical bills

  • Utility bills

  • Some back taxes

  • Payday loans and wage garnishments

Benefits:

  • Quick process—usually 3–6 months

  • Stops collection calls and lawsuits

  • Discharges most debts so you can move forward

Chapter 13 Bankruptcy: Protect Your Home & Catch Up

What It Is:
Chapter 13 is for people who earn income but need time to catch up on payments. It helps you avoid foreclosure and keep your assets through a structured repayment plan.

Benefits:

  • Stop foreclosure or car repossession

  • Catch up on mortgage or loan arrears

  • Consolidate all debts into one monthly payment

  • Discharge remaining debts after plan completion

A man in a gray pinstripe suit with a blue shirt and red tie smiling against a white background.

  • Bilingual attorney

  • Serving clients in Texas and Colorado

  • Experienced in both Chapter 7 & 13

  • Local, compassionate, and no judgment

  • Free, no-obligation consultation

Why Work With
Derrick J. Rodriguez?

Ready to Talk About Your Options?

Your fresh start begins with one conversation.

Schedule Your Free Bankruptcy Consultation